Private Credit Platform

Commercial and Residential Real Estate Financing

Structured debt solutions for commercial real estate sponsors, developers, and residential investment property owners nationwide.

Loan sizes$500K–$10M
FocusCRE + investor
Nationwide lending in qualifying U.S. markets

Current Rates

Max leverage by program, plus today's benchmark index levels.

1–4 Unit Residential DSCRUp to 80% LTV
Residential Fix & FlipUp to 90% Cost / 70% ARV
Residential BridgeUp to 80% LTV
Ground-Up ConstructionUp to 90% LTC
Commercial PermanentUp to 75% LTV
SBA 7(a)Up to 90% LTV
SBA 504Up to 90% LTV

Benchmark Rates

Prime Rate
SOFR
5-Yr Treasury
10-Yr Treasury

Live rates unavailable · Source: Federal Reserve (FRED)

Leverage shown is max available and subject to underwriting, sponsor profile, and market conditions. Benchmark rates are indicative index levels only.

RPC Credit Engine

Direct Credit Decisioning. Direct Execution.

We underwrite every transaction in-house — DSCR, LTV, sponsorship, collateral, and exit strategy — and take it from intake through funding ourselves. Not a marketplace. Not a lender-matching service.

Institutional Discipline. Private Credit Execution.

Structured financing for investor-owned real estate nationwide — disciplined underwriting, responsive execution, and flexible capital for sponsors who need certainty on time-sensitive deals.

$4B+
Funded Since 2015
$500K–$10M
Loan Sizes
7–14 Days
To Close

Direct Credit Decisions

We underwrite and decide in-house — no lender network, no delay.

Institutional Experience

Institutional-grade credit discipline applied to every transaction.

Fast Execution

Defined timelines with closings in as few as 7–14 days.

Flexible Structures

Permanent, bridge, DSCR, fix-and-flip, and ground-up capital structured to the deal.

Relationship Driven

A dedicated originations team with you from submission through funding.

Track Your Transaction in Real Time

Sponsors and brokers can monitor underwriting progress at every stage through our portal.

Submitted
Reviewed
Valuation
4
Underwriting
5
Commitment
6
Closing

Submit a Loan Request

Submit your transaction for review. The originations team typically responds with preliminary terms within one business day.

Knowledge Base

Frequently Asked Questions

Reference information for sponsors, brokers, and capital partners regarding our commercial and residential investor financing programs.

I

General

II

Commercial Real Estate Financing

III

Residential Investor Financing

IV

Process & Execution

Discuss a transaction

The originations team is available to structure capital around your transaction.